When your car has been totaled in an accident, your insurance company's job is to spend as little as possible on your claim. That means that unless you know what you're owed, you may take a small settlement and just go on your way, when you could have been reimbursed for much more-and should be.
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After an accident, the insurance company is going to do everything it can to get you to settle and settle quickly. By putting on the pressure, you feel like it's best to take their offer and you don't have time to research your options, including what an injury like yours may cost over time.
Many workers who have been doing fine without healthcare coverage are wondering what will change now that the Affordable Care Act has been signed into law. What are the penalties for going without coverage? Is it worth it to buy insurance?
When the Affordable Care Act first became law, stories hit the news of employers cutting hours to reduce their responsibility for healthcare. There was so much talk of it, that Congress actually considered amending the law to make the threshold for full-time work 40 hours instead of 30, but didn't. Can employers really do this, and is it legal?
With the new Healthcare.gov and state-run healthcare exchanges up and running, many people are worried that their employers will get rid of health coverage as a part of employment benefits. Rising healthcare costs in recent years led to employers cutting back on coverage and benefits well before the Affordable Care Act.
A new part of the Affordable Care Act goes into effect next year that requires employers with 200 or more employees to enroll new full-timers in a company health care plan automatically unless they say otherwise.
Passengers who are injured in a car accident have rights and can sometimes recover for their injuries. Passengers should be informed of what their rights are. They should also be aware of who they can bring a cause of action against to recover for their injuries.
Worker's compensation is insurance purchased by a company to cover its employees in the event that the employee is injured at work. Worker's compensation allows an employee injured at work to get paid no matter who was at fault. This is great for employers because it makes it harder for an employee to sue. But, even with worker's compensation, an employee might be able to sue the employer for damages.