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Motor Vehicle Accidents Archives

Automobile Insurance: Uninsured and Underinsured Coverage

West Virginia's financial responsibility statute is designed to set minimum compulsory coverages to which all insurance policies issued on motor vehicles are subject. State Farm Mut. Auto. Ins. Co. v. Universal Underwriters Ins. Co., 181 W. Va. 609, 383 S.E.2d 791 (1989). In West Virginia, "Proof of financial responsibility" means proof of ability to respond in